Requisition ID: Roynat Capital, a wholly owned subsidiary of Scotiabank, is a national lender and investor with expertise in providing innovative long:term capital solutions for mid:sized companies utilizing senior term, subordinated debt, as well as mezzanine capital and common share equity. We provide tailored solutions to clients for acquisitions, business expansions, wealth monetization, and working capital enhancement. With a national presence in Canada in major markets, Roynat assists growth:oriented companies in reaching their goals across a wide range of industries. Please note: This position is open to candidates at both the Associate and Senior Associate levels. The final title will be determined based on the successful candidate's experience and qualifications. The Associate/Senior Associate is responsible for creating business development opportunities by generatinghis/her personal goals related to all four quadrants of the Balanced Scorecard: Financial, Customer, Operational andPeople. Opportunities are generated from existing clients, prospects, COIs, referrals from Scotiabank partners andother key sources. The incumbent is also responsible for managing and expanding an assigned portfolio of accounts. He/she monitorsaccount performance; ensures regular contact with clients to deepen relationships, conduct applicable accountreviews and implements payout prevention strategies as appropriate. Is this role right for you? In this role, you will: : Manage and control assigned loan portfolio to ensure it is at an acceptable level of risk and generates anappropriate return: : Researching, preparing and verifying comprehensive credit applications that align withdocumented guidelines as set out in Roynat's guidelines and policies : Exercising sound credit judgment based on thorough due diligence and analysis : Monitoring all assigned accounts to ensure conformity to terms and conditions, as stipulated incredit authorizations with timely financial statement reviews : Developing a good working relationship with respective Risk Management partner(s) andestablishing a communication and feedback process for credit presentations : Maintaining a solid client relationship on assigned client base, keeping an awareness of the affairsof clients, ensuring administration of the accounts is timely (reviews) and a comprehensivedatabase of activities is maintained : Ensuring requirements and any contingent conditions, such as Know Your Customer (KYC), havebeen satisfied before facilitating the disbursement process. : Contribute to the development and execution of the business plan to achieve target objectives and ensureprogress is made towards maximizing the potential business from existing clients and new prospects withinan assigned market area: : Developing and maintaining a regular sales call program with clients to ensure effectivemanagement, retention, and expansion of each relationship with client primacy. : Establishing and maintaining solid relationships with mid market industrial and commercialcompanies (prospects) and key business referral sources (COIs) in the assigned market area : Maintaining a current and thorough knowledge of Roynat Capital's specialized product offerings. : Maintaining a comprehensive record of call activities and business development activities on theclient relationship management (CRM) system:Understand how the Bank's risk appetite and risk culture should be considered in day:to:day activities anddecisions. : Responsible for completion of timely Annual Reviews, balloon renewals. : Be our clients' most trusted financial partner to support pricing, and sustainable, profitable growth. Do you have the skills that will enable you to succeed in this role? : University degree (undergraduate or graduate level) with a focus on Economics, Commerce,Finance and/or Accounting. : Professional financial desi