Requisition ID: Join a purpose driven winning team, committed to results, in an inclusive and high:performing culture. The mandate of this role is to oversee the Portfolio Risk Analytics and Reporting for the Automotive Lending and Business Banking portfolios to optimize risk/return within Global Risk Management to support Canadian Banking strategic priorities. In this role, the incumbent will develop and monitor key performance indicators of the portfolios, scrutinized through different lenses to maximize risk adjusted return while managing portfolio PCL.The incumbent will provide the team along with business line partners advanced data assessment, monitoring and measurement on the health of the portfolios to ensure strategies and policies are within the Risk Appetite Framework.This position plays a key role by using data, systems, research and analysis to identify portfolio trends, risk and opportunities by setting prudent risk controls and actionable tactics.The Manager will proactively contribute to portfolio risk oversight by delivering comprehensive analytics that measure customer performance across multiple dimensions. The role is highly technical and requires expert SAS/SQL, data analytics and BI tool skills. Is this role right for you? In this role, you will: Portfolio Analytics and Reporting : Use a variety of Business Intelligence analytical and reporting tools (i.e., SAS, Python, Tableau) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines. Lead new report creation and look for opportunities to optimize workstream through automation. : Maintain performance monitoring on new accounts acquired through different channels and special programs; ensure performance align with targets, explain discrepancies/ emerging trends that may impact portfolio health (short term and long term). : Analyze strategy effectiveness and proactively identify if any risk segments are or will impact provisioning estimates as vintages mature. : Respond to adhoc requests from executives and key stakeholders with a sense of urgency. Perform required data pulls, reconcile and validate to answer questions. Prioritization and working on more than one request at a time is often required. : Provide actionable insights and meaningful messages from the reporting to drive credit risk decisions. Able to tell a story by synthesizing vast amounts of data into coherent messages. : Identify opportunities and propose innovative risk strategies with focus on risk/return, asset:based lending with building a robust and competitive portfolio in mind. : Prepare/update/review portfolio monitoring decks and executive reports and ensure reporting accuracy with appropriate narration and commentary. : Review and conduct analysis of existing policy and procedures to identify, promote and lead opportunities to maintain credit quality, improve efficiency and effectiveness of originations procedures including streamlining, automating, and standardization; recommend changes to enhance performance and overall customer experience. 2. Compliance, Governance and Regulatory : Support investigations and solutioning for questions/findings from OSFI, Internal Audit, Policy Adherence and Effectiveness (PAE) and ACE with appropriate data/reports including preparation of Audit/OSFI closure package in an appropriate /acceptable timeframe. : Liaise with the Fraud Department, Corporate Security and Collections to prepare portfolio specific First Party Credit Fraud, Credit Abuse Fraud and Synthetic ID Fraud monitoring KRI's and reports to identify and regularly report on high:risk accounts. 3. Support Business Line Initiatives/projects : Ensure all business line strategic projects (i.e., new product launches, changes to existing product offerings, new channels, cross:functional projects, new acquisition framework, policy change initiatives) are consiste