Who is HSBC Innovation Banking? HSBC Innovation Banking is the power behind the UK's forward:thinkers, future:makers, and leap:takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start:ups, scale:ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors. Whether it's comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first:time founders to the funds that back them, and everything in between. Were proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike. Here's to never standing still. Come and join us The team you'll work with: The Warehouse Finance team sits at the heart of HSBC Innovation Banking's Structured Finance platform, providing tailored debt facilities to high growth fintech and non:bank lenders across the UK and Europe. We're looking for a commercially astute and technically strong Director to join our team, with a focus on leading the structuring, execution and portfolio management of complex warehouse facilities for our existing clients. The value you'll add: This is a leadership role suited to someone who can bring deep technical expertise, sound judgement, and a collaborative approach to developing and proactively monitoring bespoke funding solutions for innovative, fast:paced clients. You'll be part of high:performing, entrepreneurial team that values initiative, precision, and collaboration : and can make a real impact on how we grow and evolve the Warehouse Finance business for the future . What you can expect to be doing: Strategic Leadership and Execution Own the structuring, underwriting and negotiation of warehouse transactions for our existing client base. Design and lead bespoke debt structures that meet client needs, collaborating closely with Relationship Directors, Credit Solutions, Legal and Product teams. Provide strategic insight into evolving market dynamics and portfolio performance, contributing to origination discussions and thought leadership within the Warehouse Finance team. Portfolio Management and Credit Oversight Take primary responsibility for the management of a complex portfolio of warehouse clients, including risk assessment, performance monitoring and covenant compliance. Lead regular portfolio reviews with 2LOD and the broader Fintech team to provide strong assurance on risk management and early identification of underperformance in the portfolio. Provide senior input on credit strategy and lending frameworks, policy developments and sectoral risk appetite. Client Engagement and Market Development Build trusted partnerships with Fintechs, alternative lenders and institutional sponsors across the UK and Europe. Act as a senior face of HSBC Innovation Banking in the structure finance and Fintech ecosystem, representing the bank at select industry events and client pitches. Input into internal and external content (e.g. marketing collateral and industry commentary) to raise the profile of our Warehouse Finance offering. Team Development and Leadership Coach and mention Associates and VPs, supporting their development in areas such as credit structuring, modelling and client management. Play an active role in the leadership of the team, including recruitment, process improvement and knowledge sharing. Support the Head of Warehouse Finance in driving team culture, cross:functional collaboration and delivery of growth ambitions. Requirements: Technical Expertise Deep knowledge of Warehouse or Securitisation financing, including collateral analysis, cashflow modelling and risk structuring. Strong track reco