Requisition ID: Join a purpose driven winning team, committed to results, in an inclusive and high:performing culture. Associate Director Execution, National Accounts, Canadian Commercial Banking Purpose Contributes to the overall success of the National Accounts Team in Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures The incumbent is a specialist in credit, and working closely with the Director and Group Lead, Execution National Accounts, provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation, and presentation. He/She co:manages a customer portfolio of moderate to higher complexity accounts in partnership with a relationship manager (Director, Origination). A typical client has credit requirements :25MM and annual revenue :100MM. The role is specific to the National Accounts segment of Canadian Business Banking. The incumbent is responsible for ensuring its portfolio meets compliance to various credit metrics as well as monitoring the portfolio to identify any negative trends. Accountabilities: Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge. Contributes to the profitable development of Canadian Business Banking by: - Participating in the timely analysis, structuring and preparation of credit/financial solutions proposals for a dedicated portfolio of connections, through the gathering, analysis and consolidation of large volumes of information into credit applications in preparation for adjudication, under the guidance of the Director and Group Lead, Execution. Providing prompt and sound recommendations in the structuring, pricing, due diligence, analysis and presentation of credit proposals; - Ensuring the timely analysis, structure and presentation of credit / financial solutions/proposals within the defined market area; - Providing prompt and sound recommendations in the analysis and adjudication of credit proposals; - Ensuring that writings clearly convey the rationale for decisions, so that they may respond effectively to clients; - Recommending pricing for loans and credit:related fees which yield a return commensurate with risk and due regard to profit, administration and competitive considerations; - Recommending alternative terms, conditions and covenants to provide a viable banking proposal to the client, within sound credit lending practices; - Restructuring marginal proposals into bankable deals where possible; and - Providing guidance, coaching and counsel to Directors, Origination, so that they may better serve clients' needs. Ensures the accurate communication of the terms and conditions of an authorization and contributes to the effective and timely implementation of same, by: - Reviewing all written credit authorizations to ensure accuracy, completeness and clarity; - Ensuring prompt follow:up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management where necessary; - Vetting security documentation required to close loan transactions and promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security; - Conducting and/or assisting the team in a detailed evaluation of all information received for analysis of closing conditions, and reporting deficiencies or findings to senior management; and - Liaising with the Directors, Origination to ensure any required changes and follow:up for the accurate ex