Requisition ID: Join a purpose driven winning team, committed to results, in an inclusive and high:performing culture. The Risk Management Senior Manager is responsible for risk management within established parameters, through leading and execution of special initiatives, as well as working in collaboration with policy, PMO, Advanced Analytics, Operations, IT and other teams. This individual supports processes to exercise good stewardship in the role in order to maximize the overall profitability of Scotiabank International, and its efforts to protect and build shareholder value. Specifically, the individual is responsible for planning, developing, and implementing of special initiatives and supporting risk strategies for various different lifecycle areas in the Caribbean region, using tools including but not limited to TRIAD, OMDM, TSYS, Strategy Director, Probe, Decision Modeler, etc. The Senior Manager will lead a team of risk professionals to drive policy/strategy/model system implementations across life cycle to help growth for the bank within defined risk appetite. Is this role right for you? In this role, you will: :Leadand drives a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge. :Manage critical transformational special projects working as lead and SME for Credit Risk Management across the Caribbean Region :Work collaboratively across multiple teams including Products, Sales, Shared Service, Marketing, Product Delivery, GRM IT, and local teams in Risk and Products. Provide leadership and guidance through regular communication to manage and promote the risk culture within the organization. :Leverage system technologies available (TRIAD, OMDM, TSYS, Strategy Director) to ensure the continued and profitable growth of assets through the recommendation, development, implementation of policies and processes that provide the best solutions/ practices and accepted bank standards. :Lead optimization of customer management strategies, including Credit Line Increases/Decreases, Authorization strategies and credit card re:issue strategies through various initiatives. :Maximize risk/return trade:off, improve operational and credit processes through various initiatives, and effectively manage delinquency and losses to profitably manage the book of business. :Work in collaboration with IB Partners to support growth initiatives to optimize profitability and minimize losses. :Develop staff by coaching in formal settings one:on:one. Support employee performance through situational coaching of issues impacting the business, sharing knowledge/experience, and by providing challenging work with opportunities for staff to take/share responsibility for the delivery of key initiatives, to achieve business objectives/goals. Identify areas requiring development, provide opportunities to correct including support of attendance at courses specific to the area of focus and monitor progress through:out the year. :Provide interim progress updates regarding performance and provide solutions to address any issues in coaching sessions and semi:annually at interim performance update sessions :Support staff by ensuring team and work environment support their development, through effective cooperation, challenging assignments, and cross:training. Identify high potential employees for leadership assignments. :Understand how the Bank's risk appetite and risk culture should be considered in day:to:day activities and decisions. :Createan environment in which their team pursues effective and efficient operations of their respective areas in accordance with Scotiabank's Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day:to:day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.