Requisition ID: Join a purpose driven winning team, committed to results, in an inclusive and high:performing culture. The CARDS Officer is responsible for timely and accurate entry of credit data into CARDS* presentations, production of draft and final release CARDS presentations for ultimate release into the CARDS data base by CARDS management. * CARDS (Credit Administration Reporting and Documentation System) is the primary system used to capture authorized credit exposure for Basel II capital computations and reporting to Scotiabank's executive management, Board of Directors, shareholders and statutory/regulatory agencies worldwide. Is this role right for you? In this role, you will: : Accurately establish and update Customer records (with appropriate borrower classifications, BIS, CAPAD, SIC and Business Risk codes, Statutory and Business Connections) linking the borrower to an authorized risk rating template if available and refreshing links upon subsequent review of the Borrower's risk rating by the Credit Unit in the Corporate, Commercial and International CARDS databases : Provide complete and accurate draft CARDS Presentations for release within GRM:Credit Risk Administration capturing often complex lending arrangements with various combinations of multiple borrowers, currencies, availment types and booking points. Linking facilities to established Guarantor records and risk rating models where appropriate : Safeguard the integrity of the credit database by ensuring consistent and accurate input for each Customer record established/updated and each CARDS Presentation : Special projects which may include the transfer of accounts between CARDS databases, providing assistance during OSFI / shareholders auditors examinations, obtaining DBRS rating sheets from the internet, assisting with preparation of sundry reports "on request" basis within tight timeframes : Assist with maintenance of Fronting Exposures (L/C, Swing:Line, Loan) in the GRMES system Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have experience with: : Community College Diploma, BComm Degree or equivalent work experience in credit, loan accounting / operations departments or branches of financial institutions including brokerage houses, trust, mortgage or leasing companies : Sound knowledge of the CARDS system; solid knowledge of lending and capital adequacy terminology including facility types, fronting arrangements (L/C, Loan and Swing:line) pricing, term, security, committed/uncommitted, internal and external rating equivalents, loan covenants and treasury products : Proficiency in word processing and spreadsheet applications of standard software packages : Microsoft Office : Working knowledge of database file structure, North / South American and European company structures / legal entities, GRMES and PLDC module (in CARDS) an asset : Effective oral and written communication skills : Working knowledge of internal Bank lending policies, practices and procedures : Proficient in Spanish is an asset Whats in it for you? : The opportunity to join a forward:thinking and collaborative team, surrounded by innovative thinkers : A rewarding career path with diverse opportunities for professional development : Internal training to support your growth and enhance your skills : An inclusive working environment that encourages creativity, curiosity, and celebrates success : Work in an Ecosystem; a bright, modern space where you'll have access to group seating, offices, collaboration spaces, a cafeteria with different options daily, a bistro, and more : Hybrid Work Environment Location(s): Canada : Ontario : Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: for every future, we help our customers, their families and their communities ach