Some careers shine brighter than others. If you're looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Our Wealth and Personal Banking business supports millions of individuals, families, business owners, investors and entrepreneurs worldwide. We provide products and services that include current accounts, credit cards, personal loans and mortgages, as well as savings, investments, insurance and wealth management. We also have specialised relationship managers who support customers with bespoke requirements, including high net worth and ultra:high:net:worth clients. This is an exciting time to join the HSBC UK Credit Risk Management team. We have multiple roles available due to continued growth and investment across Retail Banking. These opportunities can be based across Leeds, Birmingham, Chester and Sheffield with Hybrid working from home. You will have the opportunity to work with an award:winning function (winners of best credit modelling and risk team of the year, consumer credit team of the year, best use of technology in 2021 and Outstanding Conduct in Collections :2022). As part of our package, we provide a range of training to support your continued development of banking, credit risk, leadership and technical skills. With multiple teams across the risk department, there are plenty of opportunities to grow and develop in your wayA move across the business allows you to continue to access tailored professional development opportunities, and our fantastic benefits packages. We are currently seeking an experienced individual to join this team in the role of Lead Modelling Analyst, Credit Risk.The Lead Modelling Analyst will be responsible for developing credit risk decision models for UK Retail portfolios such as mortgages, credit cards and personal loans. As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK:based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution. The successful candidate will play an integral role in ensuring models are successfully developed in order to make the best possible decisions on lending, using advanced analytics techniques including machine learning. In this role you will: : Build credit risk decision models used to take decisions on lending using tools such as SAS, R and Python. : Manipulate large amounts of data using advanced analytical techniques including machine learning to build models. : Ensure the accuracy and integrity of data used in model developments through quality checks, monitoring, and validation processes. : Explain analytical findings to senior stakeholders in a clear and concise manner. : Identify solutions to emerging risk issues, changing priorities and areas of conflict. : Have the ability to draw, formulate and communicate conclusions from own work and take a proactive approach in recommending further actions where required. To be successful in this role you should meet the following requirements: : Degree or relevant experience in Computer Science, Engineering, or an analytical field would be beneficial : Have experience in credit risk analytics, ideally with experience of developing models. : Strong SAS skills and hands:on experience with extraction and manipulation of data : Strong communication skills and the ability to work collaboratively in a team environment. : Experience of using R and/or Python would be beneficial but not essential. This role can be based in Leeds, Birmingham, Sheffield or Chester. Opening up a world of opportunity